IPVA 2026: See the Payment Schedule for the States and the Federal District

With the start of 2026, the IPVA 2026 It becomes a priority for millions of vehicle owners in Brazil, where the fleet exceeds 124 million units.

Furthermore, understanding the calendar by state and the Federal District helps to plan payments, take advantage of discounts, and avoid fines that compromise the family budget.

Continue reading and find out more!

IPVA 2026: Summary of Topics Covered

1. What is the 2026 IPVA and why does it matter now?
2. How is the 2026 IPVA (Vehicle Property Tax) calculated?
3. What are the 2026 IPVA (Vehicle Property Tax) payment schedules by state?
4. What discounts and installment options are available for the 2026 IPVA (Vehicle Property Tax)?
5. Why Does Planning Your 2026 Vehicle Property Tax Payment Make a Financial Difference?
6. Frequently Asked Questions About the 2026 Vehicle Property Tax (IPVA)

What is the 2026 IPVA and why does it matter now?

THE IPVA 2026 This represents the Tax on Motor Vehicle Ownership, a mandatory state tax that funds infrastructure, health, and education.

Furthermore, its value is based on the vehicle's market value according to the Fipe table, with rates varying from 1% to 4% depending on the state and type of vehicle.

Therefore, paying on time guarantees annual licensing and avoids restrictions on the vehicle registration certificate (CRLV).

Read also: Jobs that Allow Permanent Remote Work vs. Hybrid Work: Advantages and Challenges

However, in 2026, with the national fleet at around 124 million vehicles – an increase of almost 41% compared to 2024 – the collective impact of the IPVA (Vehicle Property Tax) generates billions in revenue.

Thus, delays generate fines of 0.33% per day, reaching 20% plus interest, in addition to points on the driver's license for irregular circulation.

However, the current situation, right after the end-of-year holidays, makes planning essential to avoid compromising financial reserves.

Furthermore, the 2026 IPVA (Vehicle Property Tax) reflects regional adjustments, such as reductions in some states to encourage less polluting vehicles.

Therefore, knowing the local rules transforms an obligation into an opportunity to save money.

A relevant statistic indicates that the Brazilian fleet reached 123.9 million vehicles in 2024, with projections indicating that this level will be maintained in 2026.

How is the 2026 IPVA (Vehicle Property Tax) calculated?

The calculation of IPVA 2026 Multiply the market value of the vehicle – estimated by the Fipe table from September/October 2025 – by the state tax rate.

++ Effective Communication in Remote Work: Avoiding Misunderstandings and Highlighting Results

Furthermore, new vehicles use the invoice value, while used vehicles follow the market average. Therefore, a car valued at R$ 80,000 in condition with 4% pays R$ 3,200, but with a cash discount it reduces significantly.

However, rates vary: São Paulo and Rio de Janeiro apply 4% for flex-fuel cars, while Paraná reduced it to 1.9% in 2026, benefiting millions.

Thus, incentives for electric or hybrid vehicles eliminate, or reduce, the tax in states like the Federal District and Rio Grande do Norte.

++ How to find IT jobs in smaller cities outside of São Paulo and Rio de Janeiro.

However, automatic exemptions apply to older vehicles (generally over 15-20 years old) or vehicles for people with disabilities (PCD).

Furthermore, imagine the IPVA (Vehicle Property Tax) as a variable electricity bill: the more efficient the "consumption" (sustainable vehicle or prepayment), the lower the bill – an analogy that illustrates how choices impact the final amount.

Therefore, consulting the state's Finance Department portal using the Renavam number reveals the exact amount due.

Check out the details in a article from Exame.

What are the 2026 IPVA (Vehicle Property Tax) payment schedules by state?

The calendars of IPVA 2026 Payments are staggered based on the last digit of the license plate, starting in January in most states.

Furthermore, in São Paulo, payments for license plates ending in 1 begin on January 12th, with options for up to 5 installments.

Therefore, owners plan according to the region to maximize discounts.

However, in Rio de Janeiro, payments begin on January 21st for license plates ending in 0, with a 3% discount for payment in full or in 3 installments.

Thus, Minas Gerais concentrates its efforts in February, from the 9th to the 13th, for a single quota.

However, the Federal District is extending the deadline until July with 6 installments.

Furthermore, consider an original example: a driver from Belo Horizonte with a license plate ending in 5 pays the first installment on February 11th, avoiding the January rush.

Another example: a business owner in Brasília with license plate #7 has appointments scheduled until July, thus diluting the impact. Therefore, regional variations require specific attention.

View detailed calendars in a G1 guide.

What discounts and installment options are available for the 2026 IPVA (Vehicle Property Tax)?

Discounts on IPVA 2026 They reach 15% in some states for cash payment, such as in Bahia until February.

Furthermore, programs like Bom Pagador in MG add an extra 3% for those who are up-to-date with their payments.

Therefore, opting for a single payment is advantageous for those with savings, as it reduces the total amount due.

However, installments range from 3 to 6 payments, interest-free, facilitating cash flow – the Federal District (DF) allows up to 6 payments, ideal for tight budgets. Thus, Pix accelerates confirmations in all states.

However, paying in installments means losing the discount, balancing convenience and savings.

Furthermore, wouldn't it be wise to sacrifice a discount if you can pay in advance? This rhetorical question prompts reflection on financial priorities.

Therefore, combining advance payment with annual planning maximizes benefits.

Why Does Planning Your 2026 Vehicle Property Tax Payment Make a Financial Difference?

Plan the IPVA 2026 It avoids fines that increase costs by up to 20%, preserving resources for investments.

Furthermore, with a fleet of 124 million vehicles, the collective tax finances public services, but individually impacts budgets. Therefore, paying in advance guarantees discounts and peace of mind.

However, delays block licensing, leading to vehicle seizures and points on the driver's license.

Therefore, integrating the IPVA (Vehicle Property Tax) into annual planning transforms expenses into financial control.

However, states with more installments offer flexibility for families.

Moreover, in a country with persistent inflation, paying cash with a discount is equivalent to extra income.

Therefore, planning not only saves money, but also educates about sustainable habits.

Explore more in a analysis by Autoesporte.

IPVA 2026: Frequently Asked Questions

Many owners question details of IPVA 2026, especially calendars and discounts.

Furthermore, answers based on official regulations clarify myths. Therefore, we have compiled common questions to make things easier.

However, rules vary by state, so always check your local portal to avoid surprises. The table below provides a quick guide.

Furthermore, updates occur until January. Therefore, check with Renavam.

THE IPVA 2026 It requires organization, but with planning, it becomes an opportunity to save money.

In addition, regional calendars make registration easier. Therefore, check with your state and register in advance.

However, delays are costly. Therefore, include them in the annual budget. However, discounts reward proactivity.

Furthermore, sustainable vehicles are receiving increasing incentives. Therefore, 2026 marks the transition to green mobility.

Andre Neri January 5, 2026