Unravel your FIES debt: negotiate your debt by May 31st!

If you are facing problems with student financing, the Unravel Fies This could be the ideal solution.

What is Desenrola Fies?

The FIES (Student Financing Fund) from the Federal Government represents a practical solution for students preparing for university entrance exams who cannot afford to pay for higher education immediately.

This is because the program offers exclusive payment terms, including longer repayment periods and reduced interest rates.

However, it is still not uncommon for students to end up struggling with payments for numerous reasons, resulting in problems.

Among the main problems is certainly the accumulation of installments and interest, which generate a real snowball effect, making negotiation difficult.

Desenrola Fies is a government initiative focused on resolving precisely this issue, as it offers more possibilities to participants.

Among the advantages of the program, we can highlight Discounts of up to 99% on the total debt amount, plus a 100% reduction in interest for late payment of the contract..

So, this is the ideal proposal for those who want to get out of a tight spot, and if this is your case, know that it should happen, because Negotiation opportunities are only available until May 31, 2024..

Learn more: Unravel Fies: Federal Government launches campaign to increase participation in the renegotiation program — Secretariat of Social Communication (www.gov.br)

Who can participate in the program?

If you're one of those students who ended up with a FIES debt in a real mess, you're probably excited about the possibilities offered by Desenrola Fies.

Therefore, it's important to talk about participating in the program, that is, about the requirements to be able to negotiate the debt.

The government anticipates that around 1.2 million people are eligible to negotiate under the program, which certainly includes a large number of people.

The negotiation proposals are intended to Contracts signed up to the end of 2017 with overdue debts and outstanding payments up to June 30, 2023..

Therefore, if your contract corresponds to these dates, it is possible to negotiate your debts with up to 99% discount and total reduction of interest!

You might be interested in this: How to use your ENEM score to get into college? – The Administrator.

Learn how to negotiate your debts through Desenrola Fies.

Negotiating through Desenrola Fies is quite simple, as there are several channels available for this.

This is because Caixa Econômica Federal and Banco do Brasil are responsible for the agreements, as they are also the institutions responsible for managing FIES (Student Financing Fund).

Therefore, you can choose to renegotiate in the following ways:

Through the website of Boxor of Bank of Brazil;
Through each bank's app;
In person, at a Caixa Econômica Federal or Banco do Brasil branch.

If you choose to do in personSimply go to a branch of the bank responsible for your contract, with your personal documents and contract details.

There, the attendant will inform you about the rules and negotiation possibilities.

But if you prefer to do it online, simply log in to the bank responsible for the contract and check all the terms and conditions for negotiation.

After finalizing the agreement, simply make the payments to formalize the deal, and just like that, your snowball effect will cease to exist!

I renegotiated, now what?

As we have seen, negotiating through Desenrola Fies is straightforward, as it can be done directly with the bank responsible for the contract.

But it's important to remember that the deadline to renegotiate debts is May 31st, so if you haven't resolved your outstanding issues yet, it's time to act quickly.

That being said, you're probably wondering: what happens after the renegotiation? What are the next steps?

That depends on the type of negotiation that takes place, so:

If you chose to pay the debt in full, simply monitor the payment confirmation, and consequently, the complete resolution of the problem.
If you've already opted for a payment plan, simply make your future payments on time to settle the debt in full.

In any case, for those seeking peace of mind, the Desenrola Fies offer is the best possible, since such advantageous conditions have never been seen before.

So, now is the time for you to finally get rid of that financial problem that's been keeping you up at night for months. Take advantage of it!

Roberta

I am a member of the O Administrador team and I produce content about career, personal finance, financial education, productivity, and professional development. My goal is to share clear and practical information to help readers with their day-to-day decisions.

May 20, 2024

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